Sackrison Insurance Agency, West
John Facey, CA License 44567711 | 945.313.9971
John Facey, Agent // AZ Lic: 22278547
John Facey, Agent - SIA West
Building Relationships. Protecting Futures.
Throughout his professional journey, John Facey has focused on fostering client prosperity by cultivating reliable partnerships, offering expert mentorship, and maintaining a steadfast pledge to premier service. With over three and a half decades of senior leadership expertise across sectors like manufacturing, automotive, logistics, and retail, he possesses a deep comprehension of the intricate hurdles facing modern enterprises and families.
John is widely recognized for his attentive approach, prioritizing the unique goals of every client to craft intelligent, sustainable strategies. This extensive corporate background empowers him to provide a high-level strategic outlook on every project, ensuring that clients receive well-rounded advice alongside the specific, focused care that defines his work ethic.
Currently, John leverages his passion for excellence and his seasoned leadership to guide residents and company owners in safeguarding their most vital assets throughout the Arizona, California, and Nevada regions. He views insurance as a bridge to peace of mind rather than just a transaction—striving to build enduring bonds and instill absolute certainty that his clients are fully shielded against the uncertainties of tomorrow.
John understands that choosing the right insurance partner is about more than selecting the right coverage—it’s about having someone you can trust to provide honest guidance, responsive service, and long-term support. He looks forward to building lasting relationships with every client, taking the time to understand their unique needs, and delivering personalized insurance solutions that provide confidence today and protection for the future. Whether serving individuals, families, or businesses, John’s commitment remains the same: to be a trusted advisor who is dedicated to your success and always available when you need him most.
John Facey
Protect your business with Sackrison Insurance Agency
If your association has employees, California law requires workers' compensation to cover their medical costs and lost wages from job-related injuries.
Even without employees, many associations buy a minimum policy to help protect against injury claims from volunteers or from contractors who turn out not to carry their own insurance.
Standard property policies don't cover earthquake damage. In California, earthquake coverage is usually a separate policy.
We offer it to every association so the board can make an informed choice.
This protects the association's money if someone who handles it steals it, whether that's a board member, an employee or your property management company.
We generally recommend a limit at least equal to your reserve balance so your largest pool of funds is fully protected. Many mortgage lenders also require this coverage before they'll finance units in your community.
An umbrella policy adds extra limits on top of your general liability, D&O and auto policies, for serious claims that could exceed those limits.
In California, Civil Code §5805 sets minimum insurance levels ($2 million for associations with 100 or fewer units, $3 million for larger ones) that help protect volunteer directors from personal liability. Your CC&Rs may also require certain limits. An umbrella is often the most cost-effective way to meet both.
Board members make decisions that affect every owner, like enforcing rules, setting assessments and approving projects. Sometimes those decisions are challenged.
D&O insurance pays for the board's legal defense and any settlements when directors are accused of things like unfair rule enforcement, assessment disputes, discrimination or not acting in the association's best interest. It usually also covers employment-related claims, such as a wrongful termination claim from an employee. It's normally a separate policy from your property and general liability coverage.
If your association has employees, California law requires workers' compensation to cover their medical costs and lost wages from job-related injuries.
Even without employees, many associations buy a minimum policy to help protect against injury claims from volunteers or from contractors who turn out not to carry their own insurance.
Standard property policies don't cover earthquake damage. In California, earthquake coverage is usually a separate policy.
We offer it to every association so the board can make an informed choice.
Flood (NFIP or private)
Standard property policies also exclude flood. If your buildings are in a FEMA-designated high-risk flood zone, flood coverage is required.
For condominiums, it's usually written as a single policy covering the whole building (called an RCBAP). Flooding also happens outside mapped flood zones, and coverage there is often affordable, so it's worth considering even if it isn't required.
